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  • Incompass is an
    Authorised Financial Service Provider
About us

Intergate Financial Solutions

Incompass Financial Solutions is a registered financial services provider. Since its’ inception in 2002, clients have benefited from a personal level of service not normally associated within its’ industry sector. Apart from providing services to a number of local individuals and business’s, it is widely regarded as the leading consultancy for the prospective immigrant.

With offices in Cape Town and Johannesburg, our highly qualified team of individuals provides expertise in the areas of:

Personal Services

International Taxation - our industry leading tax health check provides clients who are immigrating to South Africa and South African expatriates with a complete overview of the threats and opportunities they face.
Financial Planning – working to understand your current situation, what your financial goals are then suggesting appropriate financial plans to help them to reach fruition.
UK pension advice for expatriate workers and immigrants. Helping you maximise the benefits of UK accrued pensions and implementing tax efficient strategies.
Property Investment – opportunities to invest into appropriate properties that offer a good investment return.
Bond/Mortgage Origination - For accessing finance for your property purchase at the most competitive rates.
Cash Account private banking.
Exchange Control – a guide through the impact of exchange control and obtaining the best rates for foreign exchange.

Business Services


Business Start Up - We are able to provide company set up services that include sourcing, due diligence, business lanning and all initial registrations
Insurance Services - personal insurance for property, cars and household goods, commercial insurance and private medical cover.

Meet some of our team

Management - The high-quality team at Incompass Financial Solutions is headed up by Andrew Brotchie and Jan Wink.

Andrew can draw on much international experience after spending extended periods living in Mexico and the UK. Andrew attended the University of Exeter and has a BA (Hons) and an MBA in International Management. He started his career in financial services and, before returning to South Africa in 2005, spent many years working on business expansion in the Far East for a global financial services company. Andrew focuses on the investment, taxation, business start up and exchange control side of Incompass.
Jan heads ups the insurance services provided by Incompass. After achieving a Bachelor of Commerce from Stellenbosch University he traveled comprehensively until settling back down in South Africa and becoming one of Incompass’s founding members. His interest in tourism is kept alive through his and his teams work as they are one of the leading provider of advice for guest house insurance in South Africa.

Some other members of the team:

Business Consulting and due diligence - Nico Le Roux. Nico commenced his career as a trainee accountant with Price Waterhouse Coopers and was later involved in the rendering of their wealth management services. Nico obtained his Honors B Compt degree from the University of South Africa and is a registered Certified Financial Planner (FPI) and a Certified Financial Accountant (CFP).

International Taxation and Company structures Fiona Fluegel. Fiona is the expert at unravelling all your international taxation matters. She will tell you how to avoid unnecessary double taxation and will assist you so that you can have peace of mind, being legal in all aspects of business, inheritance, investments and much more. Being qualified as an attorney under German Law, she specialises in International Tax Law. She graduated as a Master of Laws from the University of New South Whales (Australia).

Incompass continues to be innovative in its wealth management services and continues to build on its ethos of service for profitability’ -Its constant target is one of delivery on an ongoing basis.

Other companies within the Group

Intergate Immigration Service

As a registered and South African based company, Intergate Immigration Service has two offices in the city of Cape Town, and a satellite office in Johannesburg.

Apart from assisting individual migrants, Intergate Immigration is retained as advisor to a number of large corporate clients and is often asked for comment by the media on issues of governmental immigration policy when changes take place.

As one of South Africa’s largest independent immigration consultants our qualified team, of in excess of 40 individuals, comprises of professionals from the countries of England, Germany, Belgium and South Africa. We are able to communicate with our clients in 6 different languages; including English, German, Dutch, French, Xhosa and Afrikaans.

The Intergate Immigration team understands and is particularly empathetic to the rigors, uncertainty, frustrations and difficulties associated with migration. Most of our senior management have been through the migration process themselves and are subsequently able to draw on their own personal experiences.

We offer an unchallenged wealth of knowledge and experience of international and local issues that face the prospective immigrant individual or business to simplify the migration process for all our clients.

Our respective experts are qualified to degree and masters level in both European and South African Universities and the expertise of our immigration consultants enables our clients to complete all stages of the immigration procedure, including settlement issues such as finding employment, housing, financial planning and insurance issues, quickly and with minimal expenses.

With Intergate Immigration, the client has access to multilingual staff for ease of communication and translation, sound migration information and advice, solid business and general resettlement advice; supported by a wealth of experience, sound research and expert opinion.

SA HomeBuyers Relocation Services

SAHomebuyers offer our clients relocation services that include property search, school search and settling in services.

Not to be compared with traditional estate agents that sell property, SA HomeBuyers realigns the imbalance of an industry focused on the seller by providing the missing link of professional representation for the purchaser. This focus on the buyer is replicated throughout their service offerings with the client able to rest assured of the impartial and personalised advice.